Life, Accident, Health, Stand-Alone Ancillary, Childrens Whole Life, Wealth Building, Funeral Final Expense insurance, burial insurance, affordable life insurance for seniors in Lubbock Tx and surrounding areas.
Beyond Insurance, it's Love Assurance.
Giving families peace of mind and helping new agents build a very rewarding career in the financial services industry.
YOU'VE BEEN DECLINED!
Do this sound familiar? Don't Worry! LUNA LIFE can help you secure Day 1 coverage in most cases at very affordable pricing.
No medical exams, bloodwork or in-home visits required. Peace of mind in a matter of minutes and a policy in your hand within14 days!
Mortgage Protection: Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a chronic/critical illness, disability and even death. Some mortgage protection plans are designed to give you a full return of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep and stay in the home. If your family will be selling the home, a mortgage protection policy can help you protect the equity in the home and keep up the mortgage payments while they prepare to get the house ready to sell and put onto the market listings.
Final Expense: There are many advantages to getting a Final Expense policy. This type of insurance will cover you for life as long as premiums are paid. With final expense insurance, prices are locked and will never increase. Your protected for your whole life. These types of policies are designed to make sure funeral and other end of life expenses are covered. Final expense plans also have cash value incentives attached to them, Living Benefits is another great rider that is included in them.
Indexed Universal Life: Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. Fixed universal life provides flexible premium payments and reliable cash value growth tied to a fixed interest rate, offering stable growth over time. Because these policies have a guaranteed crediting rate, you are not subject to investment risk and your cash value accumulates regardless of market fluctuations. Indexed Universal Life plans allow you to participate inside the market allowing you to gain compound interest on your money WITHOUT the risk of loss in the events of the times of downward fluctuations. These policies more often than not, perfom better than your traditional retirement plans such as 401k's.
Health care plans and supplementary plans such as Vision, Dental. We are a Marketplace Health Plan Agency, I specialize in providing tailored healthcare solutions through the marketplace. With extensive knowledge of available plans and a commitment to personalized service, I guide individuals and families towards selecting the right health insurance options to meet their unique needs. Whether you're seeking comprehensive coverage, affordable premiums, or specific benefits, I work closely with you to understand your requirements and recommend plans that align with your preferences and budget. From enrollment assistance to ongoing support, I am dedicated to ensuring you have access to quality healthcare coverage that safeguards your well-being and peace of mind.
Luna Life also has plans that protect you in the event of heart attack, stroke and cancer.
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